MEDINA COUNTY, OHIO — Beginning May 1, 2023, Medina County Treasurer John Burke and Westfield Bank will once again be offering Fix-It Funds low-interest fixed rate home improvement loans to Medina County homeowners. These loans have a discounted fixed interest rate that is up to 2% below the bank’s current rate. “This can be a big savings to homeowners especially with the dramatic increase in interest rates over the past year,” noted Treasurer Burke.
Westfield Bank has partnered with the Treasurer’s office since 2015 to offer these fixed rate loans at up to 2% below the bank’s current rate. Loans can be from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until available funds are depleted. Almost all types of interior and exterior home improvements are eligible, including painting, wallpaper, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, patios, and sidewalks to name a few. There are only a few ineligible improvements such as swimming pools, satellite dishes, or hot tubs. Manufactured homes are not eligible for a Fix-It Funds loan. There is no income limit to qualify for these loans. You must be a Medina County resident; your home (1-4 family unit dwelling) must have a tax appraised value of $300,000 or less excluding land, according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. Homeowners have up to 18 months to complete the work for which the loan was granted. Since its authorization by the County Commissioners in 2002, the Fix-It Funds program has provided over $15.1 million in low-interest home improvement loans to over 1,000 Medina County residents. “Homeowners all across Medina County have been helped by these loans,” said Treasurer Burke, noting that since the program’s inception, $2.7 million in loans have gone to homeowners in Brunswick, $1.6 million to Wadsworth, $2.9 million to Medina, and $8.2 million to residents in surrounding townships. “Since we raised the home value limit to $300,000 last year, over 90% of the homes in Medina County may qualify for a Fix-It Funds loan,” he stated. In his 2022 annual report on Fix-It Funds to the Medina County Commissioners, Burke reported that the average loan size was $21,728. Burke related that last year the lingering effects of the COVID-19 pandemic had people spending more time at home, which led homeowners to take on more home improvement projects. But we also saw a dramatic rise in interest rates last year. Home mortgage interest rates are over 6% and some home equity loans are charging 8 to 9%. “Those high interest rates make our discounted Fix-It Fund loans look pretty good,” Burke said. This innovative and unique program has been given national recognition, earning the Eagle Award for best practices by the national county elected officials’ organization IACREOT. Treasurer Burke has assisted the Treasurers of Stark and Portage counties to establish the same linked-deposit program. Only three other counties in Ohio offer similar programs. Qualified homeowners interested in low-interest improvement loans can apply at two Westfield Bank locations: 4015 Medina Road on Route 18 in Medina, and Two Park Circle in Westfield Center, or contact the following Westfield Bank representatives: Cheryl Murrin (NMLS#1365194) at 330.764.6091, CherylMurrin@westfield-bank.com Rachel Mlynczak (NMLS#244675) at 330.764.6080, RachelMlynczak@westfield-bank.com Michelle Evans (NMLS#1460020) at 330.661.6083, MichelleEvans@westfield-bank.com Westfield Bank is member FDIC and equal opportunity lender. For more information, please call the Medina County Treasurer’s office at 330.725.9746, email treasurerburke@medinaco.org, or search Fix-It Funds at www.medinacountytreasurer.com.
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Beginning May 10, 2021, Medina County Treasurer John Burke and Westfield Bank will be once again be offering Fix-It Funds low interest fixed rate home improvement loans to Medina County homeowners. Since its authorization by the County Commissioners in 2002, the Fix-It Funds program has provided over $14.5 million in low interest home improvement loans to over 1,000 Medina County residents.“These loans have helped homeowners all across Medina County,” said Treasurer Burke. He reported that since its inception, $2.6 million in loans have gone to homeowners in Brunswick, $1.6 million to Wadsworth, $2.6 million to Medina, and $7.7 million to residents in the surrounding townships. “According to our records, over 90% of the homes in Medina County may qualify for a Fix-It Funds loan,” Burke stated.
Westfield Bank has partnered with the Treasurer’s office since 2015 to offer these fixed rate loans at up to 2% below the bank’s current rate over up to 5 years. Loans can be from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until available funds are depleted. Treasurer Burke provides an annual report on Fix-It Funds to the Medina County Commissioners. In December of 2020, Burke reported an increase in the number and size of loans. The number of loans more than doubled in 2020 from the previous year. And the average size loan in 2020 was $20,200 up from $14,000 in 2019. “I think many people were spending more time at home during the COVID-19 pandemic and just wanted to do more home projects last year – it may be the same this year” Burke related. Almost all types of interior and exterior home improvements are eligible, including painting, wallpaper, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, patios and sidewalks to name a few. There are only a few ineligible improvements such as a swimming pool, satellite dish or hot tub. There is no income limit to qualify for these loans. You must be a Medina County resident; your home (1-4 family unit dwelling) must have a tax appraised value of $250,000 or less excluding land, according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. Homeowners have up to 18 months to complete the work for which the loan was granted. This innovative and unique program has been given national recognition, earning the Eagle Award for best practices by the national county elected officials’ organization IACREOT. Treasurer Burke has assisted the Treasurers of Stark and Portage counties to establish the same linked-deposit program. Only three other counties in Ohio offer similar programs. Qualified homeowners interested in low-interest improvement loans can apply at Westfield Bank at two locations: 4015 Medina Road on Route 18 in Medina and Two Park Circle in Westfield Center. Westfield Bank is member FDIC and equal opportunity lender. For more information, please contact the Medina County Treasurer’s office at 330.725.9746, medinacountytreasurer@medinaco.org or Westfield Bank, Cheryl Murrin (NMLS#1365194) at 330.764.6091, CherylMurrin@westfield-bank.com, Tiffany Cherry (NMLS#1837679) at 330.662.0353, TiffanyCherry@westfield-bank.com, or Michelle Evans (NMLS#1460020) at 330.661.6083, MichelleEvans@westfield-bank.com. Since 2002, Medina County Treasurer John Burke has been offering county residents Fix-It Funds low interest home improvement loans. Westfield Bank has partnered with the Treasurer’s office since 2015 to offer these fixed rated loans at up to 2% below the bank’s current rate over up to 5 years.
Traditionally, the work to be undertaken with funds from the loans had to be completed within one year, but in these difficult times Fix-It Funds loans for the year 2020 will have an 18-month time limit. This reflects not only the uncertainties of the current economy, but also an anticipated lack of available trade contractors to complete the work in a timely manner. Beginning May 26, 2020, Fix-It Funds loan money will be available to Medina County homeowners through Westfield Bank. Loans can be from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until available funds are depleted. “This discounted low interest home improvement loan program has been a real savings to over 1,000 homeowners in Medina County,” said Treasurer Burke. Almost all types of interior and exterior home improvements are eligible, including painting, wallpaper, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, patios and sidewalks to name a few. There are only a few ineligible improvements such as a swimming pool, satellite dish or hot tub. There is no income limit to qualify for these loans. You must be a Medina County resident; your home (either a single or multi-dwelling) must have a tax appraised value of $250,000 or less excluding land, according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. Many homeowners have taken advantage of the discounted fixed interest rate on these loans and saved thousands of dollars. Since its authorization by the County Commissioners in 2002, Fix-It Funds has provided more than $14 million dollars in low-interest loans to homeowners. “According to our records, over 90% of the homes in Medina County may qualify for a Fix-It Funds loan,” Burke stated. This innovative and unique program has been given national recognition, earning the Eagle Award for best practices by the national county elected officials’ organization IACREOT. Treasurer Burke has assisted the Treasurer of Stark County to establish the same linked-deposit program. Only three other counties in Ohio offer similar programs. Qualified homeowners interested in low-interest improvement loans can apply at Westfield Bank at two locations: 4015 Medina Road on Route 18 in Medina and Two Park Circle in Westfield Center. For more information, please contact the Treasurer's Office or Westfield Bank: Medina County Treasurer’s Office: 330.725.9746, medinacountytreasurer@medinaco.org Westfield Bank: Cheryl Murrin (NMLS#1365194) at 330.764.6091, CherylMurrin@westfield-bank.com Tiffany Cherry (NMLS#1837679) at 330.662.0353, TiffanyCherry@westfield-bank.com Michelle Evans (NMLS#1460020) at 330.661.6083, MichelleEvans@westfield-bank.com “Fix-It Funds was perfect for us,” says one Medina County homeowner. “It enabled us to have a new driveway and roof, fix a front stoop and get some new windows, all with an excellent interest rate and a five year pay-off plan.”
With home improvement season now here, homeowners considering renovating or remodeling their homes might want to take advantage of similar low fixed interest rates on loans from County Treasurer John Burke’s Fix-It Funds Program. Beginning May 13, 2019, Fix-It Funds loan money will be available to Medina County homeowners through Westfield Bank at a fixed interest rate which is up to 2% below the bank’s current rate. Loans can be from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until available funds are depleted. “This discounted low interest home improvement loan program has been a real savings to about 1,000 homeowners in Medina County,” stated Treasurer Burke. Almost all types of interior and exterior home improvements are eligible, including painting, wallpaper, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, patios and sidewalks to name a few. There are only a few ineligible improvements such as a swimming pool, satellite dish or hot tub. All improvements must be completed within one year of the loan being granted. There is no income limit to qualify for these loans. You must be a Medina County resident; your home (either a single or multi-dwelling) must have a tax appraised value of $250,000 or less excluding land, according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. Many homeowners have taken advantage of the discounted fixed interest rate on these loans and saved thousands of dollars. Since its authorization by the County Commissioners in 2002, Fix-It Funds has provided $13.8 million dollars in low-interest loans to homeowners. “According to our records, 53,817 (91%) of the homes in Medina County may qualify for a Fix-It Funds loan,” Burke said. This innovative and unique program has been given national recognition. Burke noted that his office was the proud recipient of the Eagle Award for best practices by the national county elected officials’ organization IACREOT for his Fix-It Funds program. Recently Treasurer Burke assisted the Treasurer of Stark County to establish the same linked-deposit program. Only three other counties in Ohio offer a similar program. Qualified homeowners interested in low-interest improvement loans can apply at Westfield Bank at two locations: 4015 Medina Road on Route18 in Medina and Two Park Circle in Westfield Center. For more information, please contact the Medina County Treasurer’s office at: 330.725.9746, medinacountytreasurer@medinaco.org Or contact a Westfield Bank representative: Cheryl Murrin (NMLS#1365194) at 330.764.6091, CherylMurrin@westfield-bank.com Jean Letterly (NMLS#696100) at 330.661.6077, JeanLetterly@westfield-bank.com Michelle Evans (NMLS#1460020) at 330.661.6083, MichelleEvans@westfield-bank.com Spring is here and a perennial favorite, the Fix-It Fund home improvement loan program, is once again being offered by Treasurer John Burke and Westfield Bank. The fixed rate, low interest loans are available to Medina County homeowners wishing to finance needed repairs or dreamed of remodeling projects on their primary residence. Fix-It Fund loan money will be available to Medina County homeowners through Westfield Bank at a fixed interest rate, which is up to 2% below the bank’s current rate. The application period begins May 15 and ends August 31, 2018 for work that must be completed within one year of the loan being granted.
“Since we launched the Fix-It Fund loan program in 2002, over 900 homeowners in Medina County have received more than $13.3 million dollars in funding to help improve their homes,” Burke stated. “Working with Westfield Bank, 52 loans were processed over the last two years for a total of $770,993.” Almost all types of interior and exterior home improvements are eligible including painting, wallpapering, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, and sidewalks. A few “luxury” improvements are ineligible, including swimming pools, hot tubs, and satellite dishes. Loans can range from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until the available funds are depleted. To qualify for this program, you must be a Medina County resident; your home must have an appraised home value of less than $250,000 (excluding land) according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. There is no maximum income limit to qualify for these loans. According to county records, about 90% of Medina County homeowners may qualify for a Fix-It Fund Loan. Qualified homeowners interested in low-interest home improvement loans may apply at Westfield Bank branches in Medina at 4015 Medina Road (Route 18) and Two Park Circle in Westfield Center. Contacts at Westfield Bank: Cheryl Murrin NMLS#1365194 CherylMurrin@westfield-bank.com 330.764.6091 Jean Letterly NMLS#696100 JeanLetterly@westfield-bank.com 330.661.6077 Michelle Evans NMLS#1460020 MichelleEvans@westfield-bank.com 330.661.6083 To learn more, contact the Treasurer’s office at 330.725.9746, medinacountytreasurer@medinaco.org or email treasurerburke@medinaco.org. MEDINA COUNTY – Spring is here and homeowners considering renovating or remodeling their homes might want to take advantage of low fixed interest rates on loans from County Treasurer John Burke’s Fix-It Funds Program. Beginning May 15, 2017, Fix-It Funds loan money will be available to Medina County homeowners through Westfield Bank at a fixed interest rate, which is up to 2% below the bank’s current rate.
“Since its inception in 2002, this county-sponsored program has been very helpful to over 890 homeowners in Medina County, providing over $12.9 million dollars in loans,” Burke stated. “Over the last two years, 54 loans were processed through the program totaling $1,002,371.” Almost all types of interior and exterior home improvements are eligible including painting, wallpapering, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, and sidewalks. A few “luxury” improvements are ineligible, including swimming pools, hot tubs and satellite dishes. Loans can range from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until the available funds are depleted. To qualify for this program, you must be a Medina County resident; your home must have an appraised home value of less than $250,000 (excluding land) according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. There is no maximum income limit to qualify for these loans. According to county records, about 90% of Medina County homeowners may qualify for a Fix-It Funds Loan. Burke said, “this year we’ve raised the eligible home value to $250,000 which reflects current valuations and should open this opportunity up to more homeowners.” Qualified homeowners interested in low-interest home improvement loans may apply at Westfield Bank branches in Medina at 4015 Medina Road (Route 18) and Two Park Circle in Westfield Center. For more information, please contact the Medina County Treasurer’s office at 330.725.9746, medinacountytreasurer@medinaco.org or Westfield Bank, Cheryl Murrin at 330.764.6091, CherylMurrin@westfield-bank.com MEDINA COUNTY – Medina County Treasurer John Burke wants homeowners to be aware that Fix-It Fund home improvement loans will be available from Westfield Bank through the extended deadline of September 30th. With what looks like a warm fall on the horizon, residents can still get started on fall and winter projects.
MEDINA COUNTY, JULY 27, 2016 – “We have been waiting many years to have a new driveway, new roof, landscaping, our front stoop fixed and some new windows,” wrote one Wadsworth resident in an email to Treasurer Burke, “The ‘Fix-It Fund’ was perfect. It enabled us to take out a small loan with an excellent interest rate and 5-year payoff plan.”
Medina County Treasurer John Burke wants to remind Medina County homeowners that low fixed interest rate home improvement loans from the Fix-It Fund Program are now available through Westfield Bank at a fixed interest rate, which is up to 2% below the bank’s current rate. “Since its inception in 2002, this county-sponsored program has been very helpful to over 850 homeowners in Medina County, providing over $12.5 million dollars in loans,” Burke stated. “Last year, 28 loans were processed through the program totaling $630,000.” Almost all types of interior and exterior home improvements are eligible from smaller projects such as painting, flooring and lighting to window replacements, HVAC upgrades, remodels and additions. A few “luxury” improvements such as swimming pools, hot tubs and satellite dishes are not eligible. Loans can range from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until the available funds are depleted. To qualify for this program, you must be a Medina County resident; your home must have an appraised home value of less than $200,000 (excluding land) according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. There is no maximum income limit to qualify for these loans. According to our records, about 90% of Medina County homeowners may qualify for a Fix-It Funds Loan. A Brunswick homeowner who also took advantage of the 2015 Fix-It Fund program wrote, “I am so pleased…I have my loan and just got my windows replaced…I am so excited about this program.”Qualified homeowners interested in low-interest home improvement loans may apply at Westfield Bank branches in Medina at 4015 Medina Road (Route 18) and Two Park Circle in Westfield Center. For more information, please contact the Medina County Treasurer’s office at 330.725.9746, medinacountytreasurer@medinaco.org or Westfield Bank, Cheryl Murrin at 330.764.6091, cherylmurrin@westfieldgrp.com. MEDINA, OHIO, MAY 17, 2016 — Spring is here and homeowners considering renovating or remodeling their homes might want to take advantage of low fixed interest rates on loans from County Treasurer John Burke’s Fix-It Funds Program. Beginning May 16, 2016, Fix-It Funds loan money will be available to Medina County homeowners through Westfield Bank at a fixed interest rate, which is up to 2% below the bank’s current rate. “Since its inception in 2002, this county-sponsored program has been very helpful to over 850 homeowners in Medina County, providing over $12.5 million dollars in loans,” Burke stated. “Last year, 28 loans were processed through the program totaling $630,000.” Almost all types of interior and exterior home improvements are eligible including painting, wallpapering, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, remodeling, additions, decks, window and door replacements, roofing, siding, gutters, driveways, and sidewalks. A few “luxury” improvements are ineligible, including swimming pools, hot tubs and satellite dishes. To qualify for this program, you must be a Medina County resident; your home must have an appraised home value of less than $200,000 (excluding land) according to the Medina County Auditor’s appraised value; and you cannot be delinquent on your real estate taxes. There is no maximum income limit to qualify for these loans. According to our records, about 90% of Medina County homeowners may qualify for a Fix-It Funds Loan. Burke said, “this year with Westfield Bank we expect to see some very attractive fixed interest rates depending on the borrower’s credit rating.” Loans can range from a minimum of $5,000 to a maximum of $50,000 and are given on a first-come, first-served basis until the available funds are depleted. Qualified homeowners interested in low-interest home improvement loans may apply at Westfield Bank branches in Medina at 4015 Medina Road (Route 18) and Two Park Circle in Westfield Center. For more information about Fix-It Fund loans, please contact the Medina County Treasurer’s office at 330.725.9746, email: medinacountytreasurer@medinaco.org or Westfield Bank, Cheryl Murrin at 330.764.6091, email: cherylmurrin@westfieldgrp.com. |
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